You may be able to. Sworkit has partnered with Flex so qualifying customers may use HSA/FSA funds toward a Sworkit Premium annual plan.* You may save up to 30 to 40% depending on your tax rate** by paying with pre-tax dollars.
Before you start
HSA/FSA is only available for the Annual (HSA/FSA) plan. It is not available for monthly plans.
You'll need to use a web browser on your phone or computer. The HSA/FSA plan isn't available in the Sworkit app, the App Store, or Google Play.
If your employer or school already gives you Sworkit, you don't need to buy a plan.
Already subscribed? See "I already have a Sworkit subscription" below before you start.
How it works
Go to app.sworkit.com/promo/HSA-FSA in your web browser and log in. Use the email you normally sign in with.
Choose Annual (HSA/FSA) if it isn't already selected.
Answer a short health questionnaire through Flex. It takes about 2-3 minutes. Flex determines eligibility for each customer, and not all customers qualify.
If you're eligible, pay with your HSA or FSA card.
Start your workouts. Save your confirmation from Flex for your records.
I already have a Sworkit subscription
If you subscribed on our website: Message us here before you switch. We'll cancel your current plan and refund the unused part, then you can sign up for the HSA/FSA plan.
If you subscribed through the App Store or Google Play: Keep your current plan until it ends, and turn off auto-renew so you aren't charged again. When it ends, subscribe to the HSA/FSA plan in your web browser.
Common questions
What if I don't qualify?
You can still subscribe to the annual or monthly plan with a regular card.
Not sure what's in your account?
Check your HSA or FSA balance in your benefits portal. Many FSA plans have a year-end deadline, so it's worth checking.
When is my FSA deadline?
It depends on your plan. Many FSA plans end Dec 31, and some offer a grace period or carryover. Only your plan administrator can confirm yours. HSA funds roll over year to year.
What is a Letter of Medical Necessity (LMN)?
If you qualify, Flex emails you a letter from a licensed provider along with an itemized receipt after checkout. Keep both for your records. Your plan may ask for them if you submit a claim.
What if I don't see Flex at checkout?
If you don’t see the HSA/FSA option, make sure you’re using a web browser (not the Sworkit app) at app.sworkit.com/promo/HSA-FSA, and that Annual (HSA/FSA) is selected. HSA/FSA isn’t available on monthly plans.
Where can I find my receipt or letter?
Check the email you used at checkout, or visit withflex.com/portal and look it up with that email.
Why was my HSA/FSA card declined?
This is usually because of available funds or plan rules. Check your balance with your plan administrator, or contact Flex at support@withflex.com.
Can I split payment across two cards?
Not across two HSA/FSA cards. For other payment questions, contact Flex at support@withflex.com.
What if my plan denies the claim?
It depends on your HSA or FSA plan’s policies. Contact Flex at support@withflex.com for help with letters and documentation. Sworkit isn't responsible for denied claims.
Can I use the app after I subscribe?
Yes. Subscribe in your web browser, then log in to the app with the same email and use it as usual.
Who do I contact?
Regarding eligibility, the questionnaire, declined cards, receipts, letters, or claims: Flex at support@withflex.com.
For your Sworkit account, subscription, or refunds: message us through our Help Center.
*HSA/FSA eligibility requires telehealth consultation through Flex. Eligibility is determined individually. Savings may vary.
**Savings are based on the tax bracket of the individual. Examples are illustrative only; consult a professional advisor or visit fsafeds.gov/support/savingscalculators.